Surety Bond Agency for MD, PA, VA, OH & FL

Surety Bonds for Contractors and Businesses in MD, PA, VA, OH and FL

The Bond Agent gets you the exact surety bond your state or contract requires, with options from multiple surety markets and a licensed agent guiding you the whole way. Many license and permit bonds can be issued soon after the surety approves a complete application. Timing depends on underwriting.

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Signing a surety bond agreement at a desk
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Find the Bond You Need, Online Today

The Bond Agent covers license, permit, contract and court bonds across MD, PA, VA, OH and FL. Choose a category to see the bonds we write most often.

Auto Dealer Bonds

Required to open and operate a licensed dealership in most states.

Contractor Bonds

Meet state and municipal licensing requirements for contractors.

Freight Broker Bonds

Satisfy FMCSA BMC-84 requirements to operate as a broker.

Mortgage Broker Bonds

Protects consumers and satisfies state lending regulations.

Bid Bonds

Show project owners your bid is serious and financially backed.

Performance Bonds

Guarantee a contract will be completed to specification.

Supply Bonds

Guarantee delivery of materials as specified in a contract.

Maintenance Bonds

Cover defects in workmanship after project completion.

Janitorial Service Bonds

Protect clients from theft or damage by cleaning employees.

Utility Deposit Bonds

Replace a cash deposit required by your utility provider.

Lottery Bonds

Required for retailers licensed to sell state lottery tickets.

Warehouse Bonds

Guarantee proper handling of stored goods and inventory.

Probate Bonds

Required of individuals managing an estate through probate court.

Executor Bonds

Protect beneficiaries when an executor manages an estate.

Guardianship Bonds

Required when a guardian is appointed over a minor or ward.

Appeal Bonds

Allow a judgment to be appealed while payment is delayed.

3 - Steps

How It Works

Three steps from application to a bonded business most customers are done in one sitting.

Apply Online

A short online application. Tell us the bond type and amount you need.

Get Approved

A licensed agent reviews your application and compares options from multiple surety markets.

Get Bonded

Approved bonds can be delivered electronically, or you can request a paper original.

Education center

Not Sure What Bond You Need? Learn From Our Experience

Whether you're after a plain-language definition, want to know how your rate gets calculated, or need an exact price for your specific bond, our education center breaks it down in terms anyone can follow.

Typical yearly premium, good credit
Bond typeTypical rangeExample
Small license / permit and notary bonds
Flat fee, about $50-$250
$10,000 bond: about $100-$250/yr
License bonds (e.g. MHIC, auto dealer)
about 0.75%-3%
$25,000 bond: about $190-$750/yr
Performance / payment bonds
about 0.5%-3% of contract
$100,000 contract: about $1,000-$2,500
Court / probate bonds
about 0.25%-0.8%
$100,000 bond: about $250-$800/yr

Typical ranges only, not a quote. Credit, financials and bond type affect the rate, and the final rate is set by the surety after underwriting.

Understanding your rate

How Bond Pricing Works

You don't pay the full bond amount. You pay a yearly premium, which is a small percentage of it. For applicants with good credit, most license, permit and contract bonds fall in a typical range of about 1% to 3% per year. Many smaller bonds, such as notary and some license bonds, are a flat fee of about $50 to $250. Court and probate bonds are often under 1%. Rates usually go down as the bond amount goes up. Lower credit can mean a higher rate, and a bond is still usually available. The final rate is set by the surety after underwriting. See our FAQ below.

Common questions

FAQs about Surety Bonds

Answers to what most customers ask before getting bonded.

A surety bond is a three-party agreement that guarantees you'll meet an obligation, such as following a law or completing a contract. If you don't, the bond compensates the party you let down.

It's a percentage of the bond amount, based mainly on credit and the bond type. With good credit, most license and contract bonds fall in a typical range of about 1% to 3% a year, and many small bonds are a flat fee. The surety sets the final rate after underwriting.

Many license bonds can be issued soon after approval and payment, with digital delivery available after approval.

Yes. We work with markets that specialize in higher-risk applicants, so a lower credit score doesn't automatically disqualify you.

Our team walks you through the claims process directly with the surety, so you always know where things stand.

Have questions?

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