- Licensed in MD, PA, VA, OH and FL
- Electronic bond delivery when available
If a state, city, county, licensing board, or other agency Told to Get a License or Permit Bond? Send Us the Requirement. We’ll figure out what bond you need and get you a quote.
A license or permit bond is a surety bond required by some government agencies before they will issue or renew a license or permit. The bond guarantees that the person or business being bonded will meet certain legal or licensing obligations.
Choose the type of bond you need. If you don’t see it, send us the requirement instead of guessing.
Bonds required for contractor licensing at the state or local level.
Surety bonds required as part of motor vehicle dealer licensing.
BMC-84 surety bonds used by freight brokers to meet federal financial security requirements.
Bonds for mortgage brokers, lenders, servicers, originators, and other licensed mortgage businesses.
State-required bonds for money transmitters and certain money-services businesses.
Notary surety bonds required in certain states.
Need something else? Send us the bond form or licensing requirement.
Surety bonds required as part of motor vehicle dealer licensing.
Bonds for mortgage brokers, lenders, servicers, originators, and other licensed mortgage businesses.
State-required bonds for money transmitters and certain money-services businesses.
Bonds required for contractor licensing at the state or local level.
BMC-84 surety bonds used by freight brokers to meet federal financial security requirements.
Notary surety bonds required in certain states.
Need something else? Send us the bond form or licensing requirement.
Send it to us. A copy of the bond form, licensing letter, application, email, or agency instructions is the most reliable way to make sure you buy the right bond.
We’ll check the bond name, amount, obligee, required form, and other details before moving forward.
You normally pay a premium for the bond, not the full bond amount.
It depends on the bond. Many smaller or simpler license bonds can be written with limited underwriting. Other bonds require a credit check or additional financial information.
Don’t assume you can’t get bonded. Surety companies do not all underwrite the same way, and options may still be available.
If your bond requires credit underwriting, we can check the markets available for that type of bond.
The process is usually straight forward once we know exactly what the agency requires.
Tell us the license or permit you’re applying for, or send us the paperwork from the agency.
We confirm the bond type, amount, obligee, bond form, and any underwriting requirements.
Once we have the required information, we’ll give you the available quote or let you know what else the surety needs.
After approval, payment, and any required signatures, the bond can be issued for filing with the agency.
It depends on the bond. Simple license and permit bonds can often be issued quickly when the bond requirement and applicant information are clear. Larger or unusual bonds may take longer because the surety needs credit, financials, experience information, or a special bond form.
If you’re up against a licensing deadline, tell us when you apply.
If an active bond is required to keep your license or permit, a lapse can create a licensing problem. What happens next depends on the agency, the law, and the wording of the bond.
A license bond is generally connected to getting or keeping a business or professional license. A permit bond is generally connected to permission for a particular project, activity, or type of work.
No. Business insurance generally protects the insured against covered losses. A surety bond guarantees specific obligations to another party.
One detail that causes unnecessary problems is the business name. The name on the bond may need to match the licensing or registration record exactly.
Bond requirements are not the same everywhere. A state can have its own bond amount, form, licensing agency, and filing rules. Cities and counties can have separate requirements too.
Use the state pages below for requirements and bond information specific to where you do business.
Bond information and common licensing requirements for Maryland.
Bond information and common licensing requirements for Virginia.
Bond information and common licensing requirements for Pennsylvania.
Bond information and common licensing requirements for New Jersey.
Bond information and common licensing requirements for New York.
A higher quote can come from the size of the bond, credit, financial strength, experience, past claims, or the type of obligation being guaranteed.
A cheap bond is not a bargain if the licensing authority rejects it.
Usually no. You pay the premium charged to issue the bond. The bond amount is the amount of the surety obligation.
The agency, law, regulation, ordinance, contract, or other requirement usually sets the bond amount.
Possibly. It depends on the bond and the surety company. Some markets will consider applicants with credit problems.
No. Some bonds can be issued with little or no credit underwriting. Others require credit and financial information.
Many bonds can be applied for and purchased electronically. More complicated bonds may need additional underwriting.
Some straightforward bonds can be issued quickly once everything is complete. Bonds that need underwriting or special forms can take longer.
That depends on the requirement. Some bonds renew on a set schedule. Others remain in force until canceled.
You may. Bonding and licensing requirements are jurisdiction-specific. Do not assume a bond for one state satisfies another state’s requirement.
Send us the form, letter, email, application, or licensing instructions. We’ll start there.
Tell us what you’re applying for or send us the paperwork from the licensing agency. We’ll take it from there.
The Bond Agent | 3655A Old Court Rd, Suite 13 | Baltimore, MD 21208
